Mortgage math: Rates aren’t everything, don’t forget to consider term

This strategy also gets a double bang for your buck if your deductions aren’t high enough to. income in any given year, don’t forget to consider whether you are subject to the alternative minimum.

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Rates aren’t everything: Don’t forget to consider term when it comes your mortgage. around for the best deal on your mortgage and weighed the pros and cons of going with a fixed-rate or a variable-rate loan, but another key factor to consider is the term.. Choosing a longer term.